Transferable Personal Allowances – Married Couples

This Content Was Last Updated on March 4, 2025 by Jessica Garbett

 

It is possible, in some circumstances, to transfer £1,260 of your personal allowances to your spouse/civil partner.

It can only happen if both parties are Basic Rate taxpayers, or the donor is a non tax payer, and involves both parties making a claim or election.

Claims must be made within 4 years after the end of the tax year of the claim and when a claim has been made it remains in force for later years until a disclaim is notified to HMRC.  However, if a claim is made after the relevant year, the claim is for that one year only (stand alone claim).

It will be most beneficial for our clients to review the possibility of a claim after the year end on a standalone basis, when we have all the figures to hand so can be confident of whether a claim will be beneficial.

 

 

Whitefield Tax - Isle of Wight Accountants - IR35 specialists
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